Privacy Policy for HawaiiProbateCourtBonds.com
Effective Date: January 23, 2025
Nagashima Pavarini Ltd, the owner and operator of HawaiiProbateCourtBonds.com ("we," "our," or "us"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information. By accessing or using our website, you agree to the terms outlined in this Privacy Policy. If you do not agree, please refrain from using our website.
1. Information We Collect
We collect personal information that you voluntarily provide to us, including but not limited to:
This information is collected when you:
2. How We Use Your Information
We use the information you provide to:
Respond to your inquiry and connect you with a licensed insurance agent if required
Refer your request to a licensed agent authorized in your state (if we are not licensed there)
Communicate with you about your request or the referred agent's process
Improve our website, services, and user experience
Provide updates or limited marketing information when permitted
3. Information Sharing
We may share your personal information with licensed insurance agents or agencies for the sole purpose of processing your request and issuing a bond, especially in states where we are not licensed to operate. These licensed providers are responsible for handling your application in accordance with their own privacy and regulatory obligations.
We do not sell your personal information. We do not share your information with third parties for unrelated marketing purposes.
3A. Referral Disclosure In most states, we do not issue bonds directly. When you submit a request through this website, your information may be referred to a licensed surety agent or agency that is authorized in your jurisdiction. These licensed parties handle all aspects of your bond application, including quoting, underwriting, and issuance. We may receive a flat referral or advertising fee for this connection, where permitted by law.
4. Links to Third-Party Websites
Our website may contain links to websites operated by third-party service providers, including both licensed and unlicensed providers. These links are provided for your convenience and to better serve your needs. However, once you leave our website and are redirected to a third-party site, you are subject to that site’s privacy policy, terms, and conditions, which may differ from ours.
We are not responsible for the content, practices, or policies of any third-party websites. By using our website, you agree to hold Nagashima Pavarini Ltd and HawaiiProbateCourtBonds.com harmless from any claims, damages, or liabilities arising from your use of third-party websites or services.
5. Data Retention
We store your personal information securely for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by applicable law.
If your bond is processed by a third-party licensed agent, they may have their own data retention policy. Please contact the issuing agent for details related to their storage or deletion procedures.
6. Security of Your Information
We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet or electronic storage is 100% secure. By using our website, you acknowledge and accept this inherent risk.
7. Arbitration Agreement
Any disputes, claims, or controversies arising out of or relating to this Privacy Policy, your use of our website, or our services shall be resolved exclusively through binding arbitration at our sole discretion. Arbitration shall be conducted in accordance with the rules of the American Arbitration Association (AAA). By using this website, you waive your right to a jury trial or to participate in a class action lawsuit.
8. Hold Harmless
By using our website, you agree to hold Nagashima Pavarini Ltd, its officers, employees, and affiliates harmless from any claims, damages, or liabilities resulting from:
9. No Advertisements
This website does not host third-party display ads or sell ad space. All content is created and maintained by Nagashima Pavarini Ltd and pertains to our services and licensed referral partners.
10. Changes to This Privacy Policy
We reserve the right to modify or update this Privacy Policy at any time without prior notice. Any changes will be effective immediately upon posting to this page. Your continued use of our website constitutes your acceptance of the updated Privacy Policy.
11. Void Where Prohibited
Our website and services are intended for use only in jurisdictions where they are legally permitted. Any use of our website in violation of applicable laws is strictly prohibited.
12. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your personal information, you may contact us at:
Nagashima Pavarini Ltd PO Box 93447 Cleveland, OH 44101-5447 Phone: +1 888-728-2746 Or use the contact form available on our website.
13. Third-Party Bond Issuers If your bond is not issued directly by Nagashima Pavarini Ltd, it will be issued by a third-party licensed agent who will handle all communications, underwriting, and renewals. We are not responsible for the content, privacy practices, or handling of your data once it has been transferred to a third-party bond issuer. Please consult the privacy policy of the issuing agency for further details.
Thank you for trusting HawaiiProbateCourtBonds.com with your insurance needs.