Terms & Conditions

Terms and Conditions for HawaiiProbateCourtBonds.com

Effective Date: January 23, 2025

Welcome to HawaiiProbateCourtBonds.com ("Website"). This Website is owned and operated by Nagashima Pavarini Ltd ("we," "our," or "us"). By accessing or using this Website, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please refrain from using our Website.

1. Use of the Website

You may use this Website solely for lawful purposes and in accordance with these Terms. By using this Website, you warrant that you will not:

• Violate any applicable laws or regulations
• Engage in any fraudulent or harmful activity
• Attempt to gain unauthorized access to any part of the Website or its systems
• Transmit any malicious code, viruses, or harmful content

We reserve the right to restrict or terminate your access to the Website at our sole discretion if we believe you have violated these Terms.

2. Services Provided

Our Website provides information and services related to probate court bonds and other insurance-related products. All services are subject to availability and eligibility requirements. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

3. Bond Renewal Terms

For all bond types, including but not limited to probate bonds, guardianship bonds, and fiduciary bonds:

• Bonds are renewable annually, and the premium is due and payable in full each year until the bond is formally discharged by the court.
• The only way to cancel a bond is by obtaining a court order explicitly discharging the bond.
• For bond types such as guardianships, the premium remains due even after the ward has passed away, until the court formally discharges the bond.

Failure to pay renewal premiums may result in legal action or other consequences as permitted by law.

4. No Guarantee of Results

While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or reliability of any content on this Website. Any reliance you place on such information is strictly at your own risk.

5. Third-Party Links and Services

This Website may contain links to third-party websites, including licensed and unlicensed service providers. These links are provided for your convenience. Once you leave our Website and are redirected to a third-party site, you are subject to that site’s terms and conditions and privacy policies, which may differ from ours.

We are not responsible for the availability, content, or practices of third-party websites. By using our Website, you agree to hold Nagashima Pavarini Ltd and HawaiiProbateCourtBonds.com harmless from any claims, damages, or liabilities arising from your interactions with third-party websites or services.

6. Applications from Non-Licensed States

We are licensed to issue probate court bonds only in certain states. If we receive an application for a bond from a customer located in a state where we are not licensed to operate, the customer acknowledges and agrees that we may forward their application and contact information to an insurance agent or agency that is licensed to issue bonds in their state. By submitting an application through our Website, you consent to this referral process and agree that we are not responsible for the actions, terms, or conditions of the referred agent or agency.

7. Indemnification

You agree to indemnify and hold harmless Nagashima Pavarini Ltd, its officers, employees, and affiliates from and against any claims, damages, liabilities, costs, or expenses (including legal fees) arising out of:

• Your use of the Website
• Your violation of these Terms
• Your violation of any third-party rights
• Your interactions with third-party websites or service providers linked through our Website

8. Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this Website or any services provided through it. This includes, but is not limited to, damages for errors, omissions, interruptions, defects, delays, or reliance on any information obtained through the Website.

We are also not liable for any damages, losses, or claims arising from your use of third-party websites or services linked through our Website.

9. Arbitration Agreement

Any disputes, claims, or controversies arising out of or relating to these Terms, your use of the Website, or our services shall be resolved exclusively through binding arbitration at our sole discretion. Arbitration shall be conducted in accordance with the rules of the American Arbitration Association (AAA). By using this Website, you waive your right to a jury trial or to participate in a class action lawsuit.

10. No Warranties

THIS WEBSITE AND ALL SERVICES ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

11. Changes to These Terms

We reserve the right to modify or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting to this page. Your continued use of the Website constitutes your acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law principles.

13. Void Where Prohibited

Our Website and services are intended for use only in jurisdictions where they are legally permitted. Any use of our Website in violation of applicable laws is strictly prohibited.

14. Contact Us

If you have any questions or concerns about these Terms, you may contact us at:

Nagashima Pavarini Ltd PO Box 93447 Cleveland, OH 44101-5447  Phone: +1 888-728-2746 Or use the contact form available on our Website.

Thank you for using HawaiiProbateCourtBonds.com. We appreciate your trust in our services.